The Tiered Standard plan against the ten-year Standard, assessed
The plan a borrower now gets by not choosing stretches the term as the balance rises. Assessed on the regulation, with the cost of the extra years worked out and the tier edges shown.
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Student Loans
The Repayment Assistance Plan against IBR, assessed
A new federal plan promises a balance that never grows. Assessed on the published regulation: how each plan sets a payment, what happens to unpaid interest, and what thirty years of payments costs against twenty.
